FHA Loans
FHA Loan Features
- 30-, 25-, 20- and 15-year terms are all available with fixed rates
- Credit scores as low as 580 may qualify
- 5-year adjustable-rate mortgage available
- Refinance up to 97.75% of your primary home’s value
- Buy a home with as little as 3.5% down (primary home)
How an FHA Loan Works
- Your actual payment will vary based on your situation and the current interest rates when you apply
- Pay your mortgage at any time without pre-payment penalties
FHA Loan Extras
Refinance your FHA loan easier and faster (and potentially with no appraisal) with FHA Streamline