First Time Homebuyers
You’ve found a home and now you need a loan. We know how nerve racking it can be to apply for a home loan the first time. At Key Financial Mortgage, you’re more than a loan to us! Our Loan Originators listen to you, talk to you, and will guide you to the best decision based on your answers to some very basic, easy-to-answer questions.
Enjoy Hassle-Free Home Buying with Our First-Time Buyer Purchase Process!
- Know what you can afford and get pre-approved for free – before you shop for your new home – and get more bargaining power.
- We can match you with a trusted, pre-screened real estate agent to ensure a seamless home buying experience. We help you find the home, and then walk you through the mortgage procedure.
- Our exclusive mortgage programs allow you to buy a home with a minimal down payment. Some programs require $0! When down payment is required, in many cases, your down payment can be a gift from a relative or non-profit organization.
Every day for the past 6 years we’ve helped customers in Kentuckiana, just like you, buy their first home. Find out if you qualify! Or contact us today to see how we can help by calling 1-855-744-2888.
Why Should You Choose Key Financial Mortgage?
- Key FinancialMortgage is a locally owned, personalized mortgage company, specializing in customer service. We are the private bankers of the mortgage industry.
Most Popular Home Loans for First-Time Home Buyers:
- FHA Loan
Refinance out of a skyrocketing mortgage payment with the fixed-rate security of a government-insured FHA loan. Find out if you could refinance without an appraisal with our easy FHA Streamline tool.
- 30-Year Loan
Looking for a more traditional loan option? Lock in today with a 30-year fixed.
- VA Loan
Get a low rate and payment with the VA loan if you’re a qualified veteran, military member, or spouse. Ask us if you are eligible for the great benefits of a VA loan.HomePath®
- USDA Guarantee Loan Program
When buying in a “Rural Area” (Nearly everywhere outside of Jefferson, Scott County, Fayette and Boone Counties). Here is the USDA link to determine if property is eligible. Property Eligibility Other restrictions may apply.
- HomePath®
Get a low rate and payment with no mortgage insurance. More info to be posted soon.
